the predictable surprise the unraveling of the u s retirement system

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The Predictable Surprise

Author : Sylvester J. Schieber
ISBN : 9780190240394
Genre : Business & Economics
File Size : 25. 86 MB
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Social Security is in jeopardy, private pension systems have fallen apart, and workers are trying to save on their own for retirement with the stock market in the worst shape since the Great Depression. In The Predictable Surprise, Sylvester J. Schieber shows that forewarnings of the coming retirement crisis have been apparent for decades, but we have never mustered the political will to address the problem. This book explains how we have gotten into the retirement predicament and where we can go from here. Schieber, a renowned authority on this topic, provides a compact, insightful history of Social Security, pension plans, and other retirement options, highlighting both their original justifications and the point when things began to go wrong. He brings his discussion right up to the present morass and concludes with suggestions as to how we can reform our retirement system. Our situation is not hopeless, Schieber concludes, if we take on some of these issues and resolve them. If we do not, we will severely jeopardize the prosperity of younger generations.

State And Local Pensions

Author : Alicia Haydock Munnell
ISBN : 9780815724124
Genre : Business & Economics
File Size : 38. 37 MB
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In the wake of the financial crisis and Great Recession, the health of state and local pension plans has emerged as a front burner policy issue. Elected officials, academic experts, and the media alike have pointed to funding shortfalls with alarm, expressing concern that pension promises are unsustainable or will squeeze out other pressing government priorities. A few local governments have even filed for bankruptcy, with pensions cited as a major cause. Alicia H. Munnell draws on both her practical experience and her research to provide abroad perspective on the challenge of state and local pensions. She shows that the storyis big and complicated and cannot be viewed through a narrow prism such as accountingmethods or the role of unions. By examining the diversity of the public plan universe, Munnell debunks the notion that all plans are in trouble. In fact, she finds that while a few plans are basket cases, many are functioning reasonably well. Munnell's analysis concludes that the plans in serious trouble need a major overhaul. Buteven the relatively healthy plans face three challenges ahead: an excessive concentration of plan assets in equities; the risk that steep benefit cuts for new hires will harm workforce quality; and the constraints plans face in adjusting future benefits for current employees. Here, Munnell proposes solutions that preserve the main strengths of state and local pensions while promoting needed reforms.

Psychology Of Intelligence Analysis

Author : Richards J. Heuer
ISBN : 9780160590351
Genre : Psychology
File Size : 88. 11 MB
Format : PDF, ePub
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Who Gets What And Why

Author : Alvin E. Roth
ISBN : 9780544288393
Genre : Business & Economics
File Size : 31. 84 MB
Format : PDF, Mobi
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“In his fluent and accessible book, Mr. Roth vividly describes the successes of market design.” — Economist.com​ “In this fascinating, often surprising book, Alvin Roth guides us through the jungles of modern life, pointing to the many markets that are hidden in plain view all around us.” — Dan Ariely, author of Predictably Irrational and The (Honest) Truth About Dishonesty Most of the study of economics deals with commodity markets, where the price of a good connects sellers and buyers. But what about other kinds of “goods,” like a spot in the Yale freshman class or a position at Google? If you’ve ever sought a job or hired someone, applied to college or guided your child into a good kindergarten, asked someone out on a date or been asked out, you’ve participated in a kind of market. This is the territory of matching markets, where “sellers” and “buyers” must choose each other, and price isn’t the only factor determining who gets what. In Who Gets What—and Why, Nobel laureate Alvin E. Roth reveals the matching markets hidden around us and shows us how to recognize a good match and make smarter, more confident decisions. “Mr. Roth’s work has been to discover the most efficient and equitable methods of matching, and implement them in the world. He writes with verve and style . . . Who Gets What—and Why is a pleasure to read.” — Wall Street Journal “A book filled with wit, charm, common sense, and uncommon wisdom.” — Paul Milgrom, professor of economics, Stanford University and Stanford Business School

Immigrant America

Author : Alejandro Portes
ISBN : 0520940482
Genre : Social Science
File Size : 59. 69 MB
Format : PDF, ePub
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This third edition of the widely acclaimed classic has been thoroughly expanded and updated to reflect current demographic, economic, and political realities. Drawing on recent census data and other primary sources, Portes and Rumbaut have infused the entire text with new information and added a vivid array of new vignettes and illustrations. Recognized for its superb portrayal of immigration and immigrant lives in the United States, this book probes the dynamics of immigrant politics, examining questions of identity and loyalty among newcomers, and explores the psychological consequences of varying modes of migration and acculturation. The authors look at patterns of settlement in urban America, discuss the problems of English-language acquisition and bilingual education, explain how immigrants incorporate themselves into the American economy, and examine the trajectories of their children from adolescence to early adulthood. With a vital new chapter on religion—and fresh analyses of topics ranging from patterns of incarceration to the mobility of the second generation and the unintended consequences of public policies—this updated edition is indispensable for framing and informing issues that promise to be even more hotly and urgently contested as the subject moves to the center of national debate..

The Signal And The Noise

Author : Nate Silver
ISBN : 9781846147531
Genre : Mathematics
File Size : 64. 84 MB
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Every time we choose a route to work, decide whether to go on a second date, or set aside money for a rainy day, we are making a prediction about the future. Yet from the global financial crisis to 9/11 to the Fukushima disaster, we often fail to foresee hugely significant events. In The Signal and the Noise, the New York Times' political forecaster and statistics guru Nate Silver explores the art of prediction, revealing how we can all build a better crystal ball. In his quest to distinguish the true signal from a universe of noisy data, Silver visits hundreds of expert forecasters, in fields ranging from the stock market to the poker table, from earthquakes to terrorism. What lies behind their success? And why do so many predictions still fail? By analysing the rare prescient forecasts, and applying a more quantitative lens to everyday life, Silver distils the essential lessons of prediction. We live in an increasingly data-driven world, but it is harder than ever to detect the true patterns amid the noise of information. In this dazzling insider's tour of the world of forecasting, Silver reveals how we can all develop better foresight in our everyday lives.

The Rise And Fall Of Japan S Ldp

Author : Ellis S. Krauss
ISBN : 0801476828
Genre : History
File Size : 59. 1 MB
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Explains how the persistence of party institutions (factions, PARC, koenkai) and the transformed role of party leadership in Japan contributed both to the LDP's success at remaining in power for 15 years and its downfall.

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