save more tomorrow

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Save More Tomorrow

Author : Shlomo Benartzi
ISBN : 9781101580332
Genre : Business & Economics
File Size : 79. 70 MB
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One of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.

Nudge

Author : Richard H. Thaler
ISBN : 9780300146813
Genre : Business & Economics
File Size : 64. 32 MB
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Thaler and Sunstein offer a groundbreaking discussion of how to apply the science of choice to nudge people toward decisions that can improve their lives without restricting their freedom of choice.

More Tomorrow And Other Stories

Author : Michael Marshall Smith
ISBN : 0974420301
Genre : Fiction
File Size : 84. 86 MB
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A definitive collection of Michael Marshall Smith's shorter fiction and includes over two dozen of his best short stories, several new tales, and the novella 'The vaccinator," previously unavailable in the U.S.

Her Last Tomorrow

Author : Adam Croft
ISBN : 1503940098
Genre : Fiction
File Size : 56. 81 MB
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Could you murder your wife to save your daughter? Nick and Tasha are a couple held together by their five-year-old daughter. Until one ordinary morning, when Ellie vanishes amid the chaos of the school run. Nick knows she can't have gone far on her own, which can mean only one thing: she's not on her own. Who would take his daughter, and why? With no motive and no leads, Nick is thrown into a tailspin of suspicion and guilt. Like Tasha, he doesn't know what to think, or whom to trust... But then someone starts doing the thinking for him. Confronted with an impossible choice, Nick will have to make a decision, and both options will leave him with blood on his hands. But perhaps that's to be expected. After all, Nick's not quite as blameless as he seems.

No More Tomorrows

Author : Schapelle Corby
ISBN : 9781845963866
Genre : Biography & Autobiography
File Size : 57. 69 MB
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Tells the story of the author whose two-week holiday to celebrate her sister's birthday ended up a waking nightmare. This book tells how she was arrested at Denpasar airport after marijuana was found in her luggage. It tells how she learnt to survive - in the squalor, discomfort and violence of an Indonesian jail.

Money Master The Game

Author : Tony Robbins
ISBN : 9781471148620
Genre : Self-Help
File Size : 72. 52 MB
Format : PDF
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Multimillion-copy bestselling author of Awaken the Giant Withinand Unlimited Power has created a new 7-step blueprint for securing financial freedom. Based on extensive research and one-on-one interviews with more than 50 of the most legendary financial experts in the world - from Carl Icahn, to Warren Buffett, to Jack Bogle and Steve Forbes, Tony Robbins. Robbins has a brilliant way of using metaphor and story to illustrate even the most complex financial concepts - making them simple and actionable.With expert advice on our most important financial decisions, Robbins is an advocate for the reader, dispelling the myths that often rob people of their financial dreams. Tony Robbins walks readers of every income level, through the steps to become financially free by creating a lifetime income plan. This book delivers invaluable information and essential practices for getting your financial house in order. It's the book millions of people have been waiting for.

Tomorrow And Tomorrow

Author : Charles Sheffield
ISBN : 9780575085695
Genre : Fiction
File Size : 54. 46 MB
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A man from Earth's distant past is humanity's only hope for a future...Drake Merlin's wife, the love of his life, is dying of a rare, fatal disease for which there is no cure. Not now, in the 21st century. But surely in the future...For Drake there is only one solution: have Ana's body frozen until she can be cured. And he will go with her into the cryowomb. It is a desperate gamble born of folly, obsession...and love.Thus begins an epic journey across eons, as Drake is revived again and again, only to find that Ana is beyond help. Millions of years past his first sleep, he learns there is hope for her restoration - at the Omega Point, where the universe collapses, merging past and present. But first he will be awakened to become humanity's unwilling savior. For an alien menace is laying the solar system to waste, and only an anachronism from the days of human barbarism can save an enlightened race...

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